img1                                                           img3  has partnered with CardinalCommerce to offer the 3-D Secure authentication programs known as Verified by Visa and MasterCard SecureCode. These initiatives are designed to make online shopping safer for buyers and sellers alike. By participating in Verified by Visa and MasterCard SecureCode, merchants are protected from the liability of fraudulent chargebacks and are able to accept new business that they may currently be declining. In addition, merchants may receive reduced processing rates via their merchant account. Take advantage of these meaningful benefits today!

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What are these programs?
The Verified by Visa and MasterCard SecureCode programs have been developed by Visa and MasterCard to combat fraud and limit the risk associated with conducting business over the web.

How do they work?
Cardholders can authenticate themselves during checkout with a PIN or password previously assigned to their card.  If the cardholder is not already enrolled in the programs with their bank, no PIN is required.

For the merchant, Visa provides automatic chargeback blocking and guaranteed payment on all domestic and international consumer cards, even if the shopper does not have a PIN for their card.  MasterCard offers guaranteed payment on all international consumer transactions, as well as domestic transactions where a PIN is entered.

This guarantee against fraud translates into lower chargeback rates, the ability to process more sales without manually reviewing orders, and the opportunity to expand internationally without the risk of fraud.

How do I sign up?

Click on the “Buy Now” button and the programs will be added to your merchant account OR click on the “Enroll Now” button, fill out the referral page and a CardinalCommerce representative will contact you immediately to answer any additional questions.